Posts Tagged ‘mortgage market’
“Whom do I ask for what?!?!” Clarification of the different Roles of Your Mortgage Officer and your Realtor when Buying a Home
Buying a home is an exciting, and sometimes overwhelming, financial and personal milestone. For seasoning homebuyers as well as first-time homebuyers, there are always questions that come up along the way. In those situations, quite often I see buyers not understanding whom to ask what questions. For example, some buyers will talk to their Realtor…
Read MoreWhat the Fed’s Rate Cut Really Means for Mortgage Rates
This past Wednesday, the Federal Reserve announced a much-anticipated rate cut, and as expected, it has sparked a lot of confusion among homebuyers and homeowners alike. Many people assume that when the Fed cuts rates, mortgage rates automatically fall. But that’s not actually how it works. Let’s clear up the difference between the Fed’s rates…
Read MoreThe Honor of Being Named One of D Magazine’s Best Mortgage Professionals
Being named one of D Magazine’s Best Mortgage Professionals is a true honor, and this year, Rob Kuehne has proudly earned that recognition. This award carries special significance, as it not only highlights excellence within the mortgage industry but also reflects the trust and confidence placed in Rob and his team by both clients and…
Read MoreHow Friday’s Speech by the Fed Chairman Could Affect Your Mortgage Rate
If you’ve been keeping an eye on mortgage rates, you’ll know they’ve been a bit of a roller coaster lately – with ups and downs and ending up pretty much at the same place we started. However, last Friday, Federal Reserve Chairman Jerome Powell gave a pivotal speech at the Jackson Hole symposium that could…
Read MoreSo, When Does It Make Sense to Refinance Your Mortgage?
With so many opinions floating around within our coworkers, friends, and families, knowing when to Refinance can easily feel confusing. And so many Mortgage Lenders (not my team or me) will always say “right now” is the best time to refinance, because they aren’t concerned about your best interests, they’re only concerned about getting another…
Read MoreUnlocking Homeownership: First-Time Homebuyer Programs in Texas
Buying your first home can feel overwhelming, expensive, and sometimes unattainable, but did you know Texas offers several powerful programs designed to make homeownership more accessible? Whether you’re looking for down payment assistance, low-interest loans, or educational resources, there’s likely a program that fits your needs. 1. Texas State Affordable Housing Corporation (TSAHC) Programs A…
Read MoreGet Mortgage-Ready: 5 Things to Do Before You House Hunt
Buying a home is an exciting milestone in anyone’s life but jumping into house hunting before you’re prepared can make the process unnecessarily stressful and can lead to missed opportunities or disappointment. As a mortgage loan officer, I’ve seen firsthand how preparation can make the homebuying process so much easier. Here are 5 smart steps…
Read MoreWhat the Real Estate Market Trends Mean for Buyers in 2025
Why Waiting Might Cost You More Than You Think If you’ve been sitting on the fence about buying a home, you’re not alone. Many potential buyers are watching the real estate market closely, wondering if they should wait for better rates or lower prices. But here’s the truth: 2025 is shaping up to be an…
Read MoreHow Does the Inflation Report Impact Mortgage Interest Rates?
And Why You Shouldn’t Panic Over Just One Month’s Data If you’ve been keeping an eye on mortgage rates lately, you’ve probably noticed they’ve been bouncing around — up a little, down a little — sometimes with no clear pattern. Much of this movement is tied directly to the monthly inflation report. So, how exactly…
Read More