With so many opinions floating around within our coworkers, friends, and families, knowing when to Refinance can easily feel confusing.  And so many Mortgage Lenders (not my team or me) will always say “right now” is the best time to refinance, because they aren’t concerned about your best interests, they’re only concerned about getting another…

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Buying your first home can feel overwhelming, expensive, and sometimes unattainable, but did you know Texas offers several powerful programs designed to make homeownership more accessible? Whether you’re looking for down payment assistance, low-interest loans, or educational resources, there’s likely a program that fits your needs. 1. Texas State Affordable Housing Corporation (TSAHC) Programs A…

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Buying a home is an exciting milestone in anyone’s life but jumping into house hunting before you’re prepared can make the process unnecessarily stressful and can lead to missed opportunities or disappointment. As a mortgage loan officer, I’ve seen firsthand how preparation can make the homebuying process so much easier. Here are 5 smart steps…

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Why Waiting Might Cost You More Than You Think If you’ve been sitting on the fence about buying a home, you’re not alone. Many potential buyers are watching the real estate market closely, wondering if they should wait for better rates or lower prices. But here’s the truth: 2025 is shaping up to be an…

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And Why You Shouldn’t Panic Over Just One Month’s Data If you’ve been keeping an eye on mortgage rates lately, you’ve probably noticed they’ve been bouncing around — up a little, down a little — sometimes with no clear pattern. Much of this movement is tied directly to the monthly inflation report. So, how exactly…

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