Posts Tagged ‘mortgage market’
Portable Mortgages: What They Are and Why the Idea Is Gaining Attention in the U.S.
In a Real Estate & Mortgage Market where interest rates dipped super low during the pandemic, many homeowners are holding off on their next move more than ever, because they either bought a home during the pandemic-era interest rate market or they refinanced the mortgage they already had on their home into a very low…
Read MoreThe 50-Year Mortgage? Pros and Cons
In today’s wild housing market, where home prices have climbed higher while interest rates have not come down far enough, homebuyers are hunting for any edge to make ownership affordable. Enter the proposed 50-year mortgage – a loan term that stretches the traditional 30-year fixed-rate mortgage by two full decades. These half-century mortgages are not…
Read MoreMortgage FAQ’s: What Every Homebuyer Should Know
Buying a home requires a huge financial decision, and it often comes with just as many questions as it does emotions. Whether you’re a first-time buyer or a seasoned homeowner, understanding the mortgage process and knowing what you should expect can make all the difference. Below are some of the most frequently asked mortgage questions…
Read MoreMortgage Interest Rates Hit a One-Year Low: Is It Time to Buy or Refinance?
Good news for homebuyers and homeowners: mortgage rates have dropped to their lowest point in a year, creating a window of opportunity for those considering a home purchase or refinance. Whether you’re a first-time or a seasoned buyer who is eager to get into a new home, or a homeowner wondering if it’s time to…
Read MoreThe Federal Government Shutdown: What Does This Mean for Your Mortgage?
With the federal government currently shutdown, many homebuyers may start to wonder: Will this affect my ability to get a mortgage? The good news is that as of right now, the current federal government shutdown here in October 2025 has had little to no impact on the mortgage process. Lenders are still open, rates are…
Read More“Whom do I ask for what?!?!” Clarification of the different Roles of Your Mortgage Officer and your Realtor when Buying a Home
Buying a home is an exciting, and sometimes overwhelming, financial and personal milestone. For seasoning homebuyers as well as first-time homebuyers, there are always questions that come up along the way. In those situations, quite often I see buyers not understanding whom to ask what questions. For example, some buyers will talk to their Realtor…
Read MoreWhat the Fed’s Rate Cut Really Means for Mortgage Rates
This past Wednesday, the Federal Reserve announced a much-anticipated rate cut, and as expected, it has sparked a lot of confusion among homebuyers and homeowners alike. Many people assume that when the Fed cuts rates, mortgage rates automatically fall. But that’s not actually how it works. Let’s clear up the difference between the Fed’s rates…
Read MoreThe Honor of Being Named One of D Magazine’s Best Mortgage Professionals
Being named one of D Magazine’s Best Mortgage Professionals is a true honor, and this year, Rob Kuehne has proudly earned that recognition. This award carries special significance, as it not only highlights excellence within the mortgage industry but also reflects the trust and confidence placed in Rob and his team by both clients and…
Read MoreHow Friday’s Speech by the Fed Chairman Could Affect Your Mortgage Rate
If you’ve been keeping an eye on mortgage rates, you’ll know they’ve been a bit of a roller coaster lately – with ups and downs and ending up pretty much at the same place we started. However, last Friday, Federal Reserve Chairman Jerome Powell gave a pivotal speech at the Jackson Hole symposium that could…
Read MoreSo, When Does It Make Sense to Refinance Your Mortgage?
With so many opinions floating around within our coworkers, friends, and families, knowing when to Refinance can easily feel confusing. And so many Mortgage Lenders (not my team or me) will always say “right now” is the best time to refinance, because they aren’t concerned about your best interests, they’re only concerned about getting another…
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