As we kick off 2026, many homeowners are looking to refinance as a way to lower monthly payments, switch loan types, or tap into home equity. After a period of higher rates in recent years, the market has seen meaningful improvement, with average 30-year fixed mortgage rates hovering around 6% (recent reports show figures like 5.99% for purchases and slightly higher for refinances,…

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Why Waiting Might Cost You More Than You Think If you’ve been sitting on the fence about buying a home, you’re not alone. Many potential buyers are watching the real estate market closely, wondering if they should wait for better rates or lower prices. But here’s the truth: 2025 is shaping up to be an…

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As a Texas mortgage loan officer, one of the most common questions I hear is:“Is now a good time to buy a home in Plano or Frisco?” My answer? If you’re looking for strong schools, thriving communities, and long-term value, this could be one of the best times to make your move. Let’s dive into…

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If you’ve been sitting on the sidelines, watching the real estate market and wondering whether now is the right time to buy, you’re not alone. Many potential homebuyers are asking the same question: “Should I wait for home prices to come down?” It’s a fair concern – but is waiting actually the smartest move? Let’s…

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