Refinancing your mortgage can be a powerful financial move: lowering your monthly payment, shortening your loan term, or tapping into your home’s equity.  But what if your credit isn’t perfect?  Many homeowners assume they’re “stuck” with their current mortgage if their credit score isn’t ideal. The truth is, refinancing with lower credit is possible, and…

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Buying a home is an exciting milestone in anyone’s life but jumping into house hunting before you’re prepared can make the process unnecessarily stressful and can lead to missed opportunities or disappointment. As a mortgage loan officer, I’ve seen firsthand how preparation can make the homebuying process so much easier. Here are 5 smart steps…

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