As a mortgage loan officer with years of experience helping homeowners navigate the ups and downs of the housing market, I’ve seen firsthand how timely refinancing decisions can save families thousands of dollars. With interest rates fluctuating in response to economic shifts, December 2025 presents a pivotal moment for many homeowners. The big question on…

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In today’s wild housing market, where home prices have climbed higher while interest rates have not come down far enough, homebuyers are hunting for any edge to make ownership affordable. Enter the proposed 50-year mortgage – a loan term that stretches the traditional 30-year fixed-rate mortgage by two full decades.  These half-century mortgages are not…

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Buying a home is more than bricks and interest rates. It’s about becoming a part of a community. It’s about local schools, events, neighbors, the “feel” of a neighborhood. As we head into one of the most fun seasons of the year, I wanted highlight some great Halloween events around the Dallas-Fort Worth area. My hope:…

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With the federal government currently shutdown, many homebuyers may start to wonder:  Will this affect my ability to get a mortgage?  The good news is that as of right now, the current federal government shutdown here in October 2025 has had little to no impact on the mortgage process. Lenders are still open, rates are…

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Relief is on the way! What the Homebuyers Privacy Protection Act Means for You: Protecting Your Personal Info During the Mortgage Process In the digital age, privacy is more important than ever, especially when you’re sharing sensitive financial and personal information to buy a home. That’s where the Homebuyers Privacy Protection Act (HPPA) comes in.…

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