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Why is housing so expensive right now, and what will it take to fix it?
Being in the real estate and mortgage industry, I study this stuff every day and sometimes I catch myself having to slow down and mentally put the pieces together again, so I can’t imagine what it’s like for folks who are not in the industry. A lot of people want to buy a home right…
Read MoreHow to Refinance with a Low Credit Score
Refinancing your mortgage can be a powerful financial move: lowering your monthly payment, shortening your loan term, or tapping into your home’s equity. But what if your credit isn’t perfect? Many homeowners assume they’re “stuck” with their current mortgage if their credit score isn’t ideal. The truth is, refinancing with lower credit is possible, and…
Read MoreThe Honor of Being Named One of D Magazine’s Best Mortgage Professionals
Being named one of D Magazine’s Best Mortgage Professionals is a true honor, and this year, Rob Kuehne has proudly earned that recognition. This award carries special significance, as it not only highlights excellence within the mortgage industry but also reflects the trust and confidence placed in Rob and his team by both clients and…
Read MoreHow Friday’s Speech by the Fed Chairman Could Affect Your Mortgage Rate
If you’ve been keeping an eye on mortgage rates, you’ll know they’ve been a bit of a roller coaster lately – with ups and downs and ending up pretty much at the same place we started. However, last Friday, Federal Reserve Chairman Jerome Powell gave a pivotal speech at the Jackson Hole symposium that could…
Read MoreWhy Knowing Your Home’s Worth and your Equity Is So Important to Growing Your Personal Wealth
Real Estate remains one of the very top ways folks can build wealth in America. Your home isn’t just where you live, but when utilized correctly, it’s your biggest financial asset. But here’s the thing: many people don’t actually know what their home is worth today, how much equity they’ve built over the years, and…
Read MoreSo, When Does It Make Sense to Refinance Your Mortgage?
With so many opinions floating around within our coworkers, friends, and families, knowing when to Refinance can easily feel confusing. And so many Mortgage Lenders (not my team or me) will always say “right now” is the best time to refinance, because they aren’t concerned about your best interests, they’re only concerned about getting another…
Read MoreMortgage Pre-Approval: What is it, and what will it require?
The Pre-Approval Checklist: What You Need Before You Apply House hunting without a mortgage pre-approval is like shopping without your wallet – you might find “the one” but can’t make it yours. Getting Pre-Approved for a Mortgage not only gives you a clear picture of your budget, but it also shows sellers you’re a serious…
Read MoreTop Mistakes to Avoid During the Mortgage Process
(and How Homebuyers Can Keep Things Smooth) Buying a home is exciting, but the mortgage process can sometimes feel overwhelming. Whether you’re a first-time homebuyer in Dallas-Ft Worth or anywhere, a few common mistakes can slow you down, or even cost you your dream home. As a Mortgage Loan Officer who is licensed to do…
Read MoreUnlocking Homeownership: First-Time Homebuyer Programs in Texas
Buying your first home can feel overwhelming, expensive, and sometimes unattainable, but did you know Texas offers several powerful programs designed to make homeownership more accessible? Whether you’re looking for down payment assistance, low-interest loans, or educational resources, there’s likely a program that fits your needs. 1. Texas State Affordable Housing Corporation (TSAHC) Programs A…
Read MoreAre you tired of getting your phone blown up with calls from hundreds of other lenders after you apply somewhere for a Mortgage?
Relief is on the way! What the Homebuyers Privacy Protection Act Means for You: Protecting Your Personal Info During the Mortgage Process In the digital age, privacy is more important than ever, especially when you’re sharing sensitive financial and personal information to buy a home. That’s where the Homebuyers Privacy Protection Act (HPPA) comes in.…
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